Vern is a Montana native, born, raised, and educated in the Gallatin Valley. He enjoys outside activities like fishing, golfing, motorcycle riding, and gardening. The insurance career began in 1980 selling individual BlueCross plans but soon expanded to employer plans and life insurance. The Veltkamp Agency was formed in 1985 and greatly expanded the number of companies and products offered to Montana residents. The company is now able to shop for products based on the price, benefits, and service. Service has been a key component in the success of the Veltkamp Agency because people often do not focus on their insurance until the need for it due to accident or illness. In recent years, long-term care insurance has become a very important product as people are living longer but need help at home on in long-term care facilities. The Veltkamp Agency has a variety of companies offering an assortment of plans.